According to the American Trucking Associations, 33.8 million trucks are registered and used for business purposes, not including government and farm trucks. If you drive an 18-wheeler for a living and sometimes drive without your trailer, you should consider bobtail insurance. Independent Operators If you work for yourself and take contract jobs to transport goods, check with the company to see if they will provide […]
Bobtail Insurance
Operation Safe Driver Week Is Just Around the Corner: July 15-21, 2018
Dangerous driving is the root cause for most of the dangers out on the roads. Even with poor visibility, aging infrastructure, and unclear GPS routes, the number one cause of vehicle crashes is driver behavior. According to the Federal Motor Carrier Safety Administration’s “Large Truck Crash Causation Study,” the FMCSA found that 88% of truck crashes and 93% of passenger car crashes are due to […]
Will You Have Enough Bobtail Insurance Coverage This Winter?
Winter is a tough time for the commercial or owner operator truck driver. Because semi-trucks were designed for hauling cargo, their handling, especially in the winter, isn’t very good as compared to a car. The only thing more difficult to drive in the winter than a tractor-trailer rig, is driving the tractor without a trailer, or bobtailing. The reason comes down to the fact that the […]
Do You Have Insurance For Your Drive Home? If You’re Not Sure, Check Your Bobtail Liability Policy
Insurance coverage gets complicated in the trucking world. Different business relationships in different contexts mean the carrier you contract with is liable for damages at certain parts of the route, while you might be responsible for other parts of the journey. This is especially true for owner-operators once the job is complete, and this is when bobtail insurance steps in. What is bobtail liability insurance, and […]
Five More Months Until Proposed Deadline of Mandated Login for All Drivers
The Federal Motor Carrier Safety Administration released a federal mandate requiring all truck drivers to electronically document driving hours, but so far the administration has not released a plan on that requirement will be monitored. There are fewer than five months until the deadline for all truckers to switch from paper to electronics, and the mandate is supposed to go into effect and be enforced […]
Owner Operators: Why You Need Non-Trucking Liability Insurance
When owner operator truck drivers work for motor carriers as independent contractors, the carrier provides the liability and cargo insurance coverage. However, once you have completed your service to the carrier, you are no longer operating under their direction or getting paid for your services. In other words, you are no longer under dispatch. This often happens after dropping off a loaded trailer and you are […]
Three Tornado Myths Best Ignored by Owners or Commercial Truckers
Most tornado’s strike from March through June and occur in the late afternoon. However, they’ve been known to occur during every month of the year and during any hour of the day, including night. This means the commercial or owner operator truck driver shouldn’t let his guard down in the mornings, evenings, or later in the summer. If a big thunderstorm can hit, so can […]
Engine Brake Safety Tips for Commercial or Owner Operator Truck Drivers
The engine brake is a type of diesel engine brake that releases the compressed air in the cylinders so that the engine can slow down the truck. This can be a life saver for the in certain situations. However, there are several instances where you should not use them. Slippery Road Conditions Unlike your normal brakes that allow you to brake lightly in slippery conditions, […]
Rig Insurance Florida: Glossary of Trucking Insurance Terms
The world of rig insurance can get confusing because it seems to have a language of its own. Here are six rig insurance terms to help you get the Florida rig insurance that’s best for you. Primary Liability Insurance Primary liability insures you against damage done to other vehicles and the personal property of others when an accident occurs. It also insures you against claims arising […]
How to Get Commercial or Owner Operator Truck Insurance in Texas
When you are a trucker, either individually or for a company, it is important that you have commercial or owner operator truck insurance in Texas. Understanding what to buy is critical to ensure you are adhering to Texas state regulations and financially protecting your investment of a commercial truck. There is a difference between commercial or owner operator truck insurance in Texas. This is because what’s […]