As a business owner in the transportation industry, ensuring the safety and security of your commercial trucks is of paramount importance. Accidents, thefts, and other unforeseen events can have a significant impact on your operations, resulting in financial losses and potential legal liabilities. This is where commercial truck insurance comes into play, offering you the protection and peace of mind you need. In this blog […]
Insurance Types
How Daylight Savings Time Affects Commercial Truck Drivers
Daylight Saving Time is the practice of advancing clocks by one hour during the spring and setting them back one hour during the fall to extend the amount of daylight in the evenings. While Daylight Saving Time can provide some benefits, it can also disrupt sleep patterns which lead to many people struggling to adjust to the change. Daylight Saving Time (DST) can also have […]
Safety Tips to Reduce Fleet Trucking Insurance Expenses
5 Ways to Improve Fleet Safety and Reduce Trucking Insurance Costs Every fleet manager knows that safety is about more than just good road etiquette. Safe driving reduces incidents of damage, legal complications. driver injuries, and can even reduce the cost of your commercial truck insurance. This means that every safety initiative serves a dual purpose to both secure your fleet and improve your budget. […]
How to Create a Fleet Asset Theft Plan
In the US, a vehicle is stolen every 41 seconds. Stealing parts and supplies from unattended vehicles is even more common. This means that theft is something fleet managers should plan for, now matter how good your lot security or how tight your system. When a vehicle, its parts, or its contents are stolen, this can become a major setback to your fleet both in planning your service […]
6 Ways to Save on Owner Operator Insurance in Texas
As an owner-operator truck driver, insurance is likely one of your biggest monthly expenses. Therefore, anything you can do to reduce your premium can go a long way in helping keep the cost of doing business more manageable. While there are many factors insurance companies consider when determining your truck insurance rates in Texas, there are things that you can do to lower your premium […]
The Link Between Your CAB Report and What You Pay for Truck Insurance in Texas
Texas is an integral hub for trucking, with interstates like I-10, I-20, I-30, and I-35 intersecting the state, along with critical ports like Houston and crossing points like Laredo. Commercial truck drivers are constantly hauling cargo in and out of the state. For these truckers, having proper insurance coverage is crucial for protecting themselves and the trucking business on these highly trafficked roads. However, some truck drivers […]
How Your Premiums for Commercial Truck Insurance in Texas Are Determined
Commercial truck insurance is critical to running a trucking business in Texas. It is required by law and protects you and your business from the risks of accidents, theft, vandalism, and other unforeseen events. The average insurance cost for a commercial truck is about $20,000 per year. However, this amount can vary depending on several factors, such as the type and use of the truck, […]
Texas Trucking Insurance Compliance: Rules and Filings
Filing the proper documents for commercial truck insurance is a significant responsibility for any trucking company. These filings provide legal proof to regulators that your trucking business carries liability coverage at the state-mandated minimums. This protects the public by guaranteeing your company can cover damages if your commercial trucks are involved in an at-fault accident. Trucks are so large and heavy compared to passenger vehicles, so they […]
Owner-Operators: Tips for Insurance When Leasing to a Carrier
Leasing your truck to a motor carrier as an owner-operator involves intricate insurance considerations. There are key differences between the provider-furnished coverage from the carrier and the contingent cargo coverage you obtain yourself. Without fully grasping these nuances, you could be left with costly coverage gaps. What is Provider-Furnished vs. Contingent Cargo Coverage? When you lease your truck to a carrier, they typically provide certain insurance policies […]
New Focus on Underride Wrecks Could Affect Commercial Truck Insurance
Underride wrecks occur when a passenger vehicle crashes into the rear or side of a commercial truck and slides under it due to speed and velocity. As a CDL driver, you’re already aware of these dangerous accidents. Your truck is equipped with a rear underrun protection system, commonly known as a Mansfield bar after the death of Jayne Mansfield. Recent research suggests these accidents may be more […]