Insurance by State

Five Common Commercial or Owner Operator Truck Pre-Trip Inspection Oversights

Oversights happen to the best of us, and the stress of the job doesn’t help. However, a complete and thorough pre-trip inspection is required by law. It’s also important for the commercial or owner operator truck driver’s safety and the public’s as well. What is often overlooked are those items that seem less important. What these things are, depend on the individual. But there are […]

Family Emergencies and Rig Insurance are Bound in South Carolina

As an owner operator from South Carolina, it feels real good driving your rig on a clear road making easy miles to your next destination. Not every mile is that easy and not every day in your life is that easy. Sometimes there are delays and emergencies. You have Rig Insurance and all seems well. The family emergency is always the most emergent and the most remembered. We put sudden events like these […]

Five Defensive Driving Tips for the Commercial or Owner Operator Truck Driver

There is a good reason why a clean driving record is important for finding work in the trucking industry: trucking is a dangerous profession. It’s dangerous because driving itself is dangerous, and truckers do a lot of driving. How do you log thousands of miles every week for years without ever getting into an accident? The answer is: there is no answer. There is no […]

South Carolina Rig Insurance Provider Discusses the Traits of Successful Truckers

Not everyone can drive a truck for a living. This isn’t because the skill is hard to learn. Instead, many people can’t handle the job itself. Driving a commercial or owner operator truck is often called a lifestyle rather than a job. Why is this? Because it places unusual demands on you that you won’t find at ordinary jobs. The truck driver spends a lot […]

The Four Benefits of Keeping Your Commercial or Owner Operator Truck Clean

Spring is already here and no doubt there’s a fair amount of spring cleaning activity going on at your home. But how is your commercial or owner operator truck doing? Is it getting the same kind of tender loving care? While some dirt won’t stop your truck from working, it can affect one’s business or career as well as one’s safety. Professional Image Appearances can […]

Commercial or Owner Operator Truck Insurance: Tire Maintenance Hazards

Compressed air inside a tire is stored energy that produces an explosion when suddenly released. An exploding truck tire can launch a person into the air and produce a blast wave that can knock someone across a room. Tire explosions have blown rims through garage doors. If you are a commercial or owner operator trucking service and don’t outsource your tire maintenance to specialists, make sure […]

Owner Operator Insurance South Carolina: The Importance of Cargo Insurance

Trucking is full of hazards. First, there’s the truck itself. Unlike passenger cars designed for good handling, quick braking, and stability, the tractor-trailer rig is designed first and foremost for hauling cargo. It can’t stop on a dime or pull hard turns, both of which are important when avoiding an accident in an emergency. Trucks easily jackknife on slippery roads and can get blown over […]

Owner Operator Truck Driving on Rural Roads

If you are an owner operator truck driver who is used to urban, suburban, and interstate driving, you may feel that you can drive anywhere. But if you haven’t been in rural areas, your previous experience won’t guaranty safe driving in these places. On the face of it, it would seem that driving in the country is safe. After all, there are fewer cars on the road. […]

Commercial Truck Insurance South Carolina: How Rollover Accidents Happen

The rollover accident is one of the most devastating commercial truck accident types. It has a high driver fatality risk and substantial damage occurs to the rig and cargo. Compared to most other vehicle types on the road, the fully loaded commercial or owner operator truck has a high center of gravity which makes it more susceptible to rollovers. The truck driver should never forget […]

Texas Commercial or Owner Operator Truck Insurance: Four Tips for Avoiding Train Collisions

Unlike road intersections that are almost always busy with traffic, railroad crossings are often clear of train traffic. This can make the commercial or owner operator truck driver complacent about its dangers. Although the risk of a train/truck collision is less at railroad crossings than car/truck collisions are at intersections, the consequences of a train collision are catastrophic. Unlike vehicles on the road, the train […]