Insurance by State

Hot Weather Tips for the Commercial or Owner Operator Truck Driver

Extreme summer heat is hard on both the driver and his truck. While your AC keeps things comfortable in your cab, the heat can still get to you when you’re outside working under your truck next to the hot pavement, or securing your load to your trailer. Getting through a hot summer means taking good care of yourself and your truck. As providers of commercial […]

Commercial or Owner Operator Truck Insurance North Carolina: Small Things That Have Big Consequences

The successful commercial or owner operator truck driver must stay on top of a lot of things. However, sometimes it’s the small things that escape your attention that cause the biggest problems. Many drivers take them for granted and may not include them on their pre trip inspection list. Here are three of them: Your Windshield Your windshield protects you from blowing dust, bugs, pebbles, […]

How to Improve the Fuel Efficiency of Your Commercial or Owner Operator Truck

There is no single silver bullet for increasing the fuel efficiency of your commercial or owner operator truck. That’s because many things affect gas mileage such as vehicle maintenance, vehicle age, weather, truck route, driving habits, load weight, and aerodynamics. Increasing fuel efficiency not only saves money, it generally improves safety, and is good for the environment. As providers of commercial or owner operator truck […]

Florida Rig Insurance Provider Discusses How to Stay Healthy on the Road

Without conscious effort at staying healthy, the truck driver’s work life can lead to health problems such as high blood pressure, high cholesterol levels, and excessive fat around the waist. Left unchecked, these problems can lead to heart failure, stroke, and diabetes. These problems are caused by the sedentary nature of trucking, stress, and easy access to unhealthy food. While sedentary office workers can exercise […]

Mountain Driving Tips for Commercial or Owner Operator Trucks

Driving a commercial or owner operator truck through the mountains isn’t the same as vacationing in the mountains with your car. For one thing, you can’t pick the time of year with the best weather. For another, the commercial or owner operator truck driver has to haul a big heavy trailer, which together with the tractor, can weight up to 80,000 pounds. On steep upgrades, […]

Rig Insurance South Carolina: About Contingent Cargo Insurance

Why should a freight broker, who simply arranges for carriers to transport freight between the shipper and receiver, take out contingent cargo insurance? After all, it’s the carrier’s job to transport the cargo, and the carrier also assumes responsibility for its safety. If anything should happen to the load, it’s clearly the carrier’s fault. In addition, the carrier also has cargo insurance to cover loss […]

Commercial or Owner Operator Truck Insurance Tennessee: Preventing Truck Fires

Commercial or owner operator truck fires are becoming more extensive than in past decades. The increased use of composites and other flammable plastics in their construction, as well as the presence of more flammables in their sleepers is largely responsible for this trend. When a small fire starts, it can rapidly become life threatening. Fire prevention requires regular inspection of the areas where they commonly start: […]

Rig Insurance Florida: How to Prevent the Damaging Effects of Corrosion

Rust is a kind of cancer that steadily eats away at your rig. If ignored, it will cause equipment failure and weaken critical safety structures such as the under-ride guard. Corrosion occurs when salts (of different kinds) and water act on unprotected parts of your commercial or owner operator truck. You don’t have to drive on the salt treated roads in the snow-belt states to […]

Three Types of Distracted Driving That Endanger Commercial or Owner Operator Truck Drivers

Driving commercial or owner operator trucks require greater focus and skill than passenger cars. Their longer braking distances require the driver to see or anticipate trouble well in advance. Because big rigs are less nimble than cars, truck drivers can’t count on last second maneuvers to get out of trouble. They must remain focused on their driving at all times. However, this isn’t easy because […]