The economy of the state of South Carolina depends on its owner operator truck drivers to deliver the supplies, goods, fuel, and food that its population requires. These drivers are entrepreneurs running their own businesses. While there’s great satisfaction to be had, the owner operator faces many sacrifices and challenges. They work long hours and often spend days or weeks away from their families. In […]
Rig Insurance
South Carolina Commercial Truck Insurance Agency Warns of Deer Collisions
With the start of fall, both commercial and owner operator truck drivers must watch out for yet one more road hazard: deer. Fall is the start of their mating season which means they’ll be especially active. While you may see them on the road at any time of the day, their road crossings mostly occur during the morning and evening hours. Other animals to watch […]
Insure Your Rig And Avoid Texting While You Are Driving
The next time you are driving your rig and you stop at a red light, look over to the next vehicle and see what that person is doing. What do you think that person will be doing? There is a high chance that the driver is on a cell phone. That person could be talking on the phone, texting, or posting photos and videos on […]
Four Success Tips for the Owner Operator in South Carolina
Being a successful owner operator in South Carolina is a tremendous accomplishment. You’re independent and call the shots. Because you’re a businessman rather than an employee, your income comes from profits instead of paychecks. There is an important psychological difference between the two because you created the income from your own choices and decisions. However, being a successful owner operator isn’t easy. If it were, […]
Rig Insurance Florida: Glossary of Trucking Insurance Terms
The world of rig insurance can get confusing because it seems to have a language of its own. Here are six rig insurance terms to help you get the Florida rig insurance that’s best for you. Primary Liability Insurance Primary liability insures you against damage done to other vehicles and the personal property of others when an accident occurs. It also insures you against claims arising […]
Can Telematics Reduce Your Rig Insurance in South Carolina?
Telematics allows a trucking business to remotely monitor the locations and behavior of their fleet of trucks. Each truck has an installed wireless device that communicates information such as location, speed, acceleration, deceleration, motor rpm, time of day, and other data back to a trucking fleet manager. Because of the many things that can be monitored, telematics is immensely valuable to the companies that use […]
Cargo Theft Impacts Rig Insurance in Florida
Florida ranks second only to California as a target for cargo theft, raking in millions of tax-free dollars for criminals and costing the public even more in terms of elevated prices. With the Port of Miami within easy reach, it quickly turns into an international crime as well, exchanging stolen goods not just for money, but sometimes for guns, a new twist on an old […]
Owner Operator Insurance in South Carolina: About Primary Liability Insurance
If you plan to be an owner operator truck driver in South Carolina, your most basic insurance necessity will be primary liability insurance. Without it, you cannot drive your truck because federal and state law requires it. This insurance covers you in accidents for which you are at fault. It covers both property damage and personal injury to the other party. It does not cover […]
Rig Insurance In Florida: Protecting What's Yours
When it comes to hauling those big loads, there are several types of truck trailers that are designed for hauling. When you are hauling thousands of pounds of weight on your truck, you can certainly do some damage to anything you come in contact with. This is why you will need reliable rig insurance in Florida for needed protection. Do Not Underestimate The Importance Of The Cost […]
Five Ways to Reduce Your Owner Operator Insurance Rates in South Carolina
Are you looking for ways to keep your South Carolina owner operator insurance premiums under control? Owner operator commercial truck insurance rates are usually high to begin with because your rig is costlier than your average automobile and it also carries valuable cargo. Because commercial trucks are so large and heavy, they can cause extensive damage to property and to other vehicles on the road. […]