When you drive your commercial truck without a trailer, it is known as bobtailing. Whether you have dropped a load off and are heading home or to another load, you might need to have insurance for that.
Bobtailing insurance covers any damages that occur to both people and property when you are driving your truck without a trailer. It is considered liability insurance.
So, why would you need this type of insurance?
You want the extra protection. Many owner-operators and commercial truck company owners want to be as prepared as possible, in case of an emergency. Even a small accident could cost you thousands and thousands of dollars that you don’t have.
You may also be required to carry it for the company that you are driving for. Many commercial truck company owners require you to have as much insurance as possible, including bobtail insurance.
Why wouldn’t you?
You may never drive bobtail. It is possible that you could drop a load off and pick a new one up at the same place, without ever driving without a trailer. If so, you don’t have to waste your money on insurance that you will never need.
If you drive your truck for personal reasons, bobtail insurance won’t cover you. You are going to have to talk to an insurance specialist if you drive your truck around for personal reasons. You are going to need a different kind of coverage.
Commercial truck insurance can be quite confusing which is why you need someone to help you through it to make sure that you have the right protection at a good price. Don’t hesitate to contact us for all of your commercial truck insurance needs. We offer insurance for commercial trucks in Florida, Georgia, Texas, North Carolina, South Carolina, Tennessee, Illinois, Iowa, and Nebraska.