The types of loads that commercial truckers haul can have a significant impact on insurance costs. Insurance companies take into account the risks associated with different kinds of cargo when determining premiums. From general freight to hazardous materials, each load type comes with its own set of risks and insurance considerations. Truckers carrying higher-risk loads will generally pay more for insurance coverage. Whether you’re an owner-operator or […]
Insurance Types
Bobtail Insurance: Your Safety Net for Fall Trucking Challenges
When autumn leaves begin to drop in the great state of Texas, new road hazards emerge for commercial truck drivers. Cooler weather, earlier nightfall, and unpredictable conditions present new risks. Having comprehensive bobtail insurance in Texas is crucial to safely navigating the unique challenges of driving during this time of the year. Fortunately, bobtail policies provide coverage when trucks are operating without a trailer attached. Bobtail insurance […]
Dotting the I’s and Crossing the T’s: Paperwork and Supplies for Commercial Trucking Compliance
Commercial truck drivers have many responsibilities to safely and legally operate on public roads. There is extensive paperwork required along with proper equipment. On top of that, appropriate insurance coverage is crucial. Without it, trucking businesses remain exposed to major liability in the event of an accident or cargo claim. Having valid licenses, registrations, inspection reports, and operating credentials show trucking companies are running above board. […]
Why Commercial Truck Insurance Renewal Rates Can Rise
Commercial truck insurance may not be the most exciting topic out there, we get it. However, when it comes to your insurance renewal, it’s absolutely important that you pay attention because your rates could go up — especially if there have been any recent claims or changes in your driving history. By carefully checking your policy and venturing out to seek different options, you can […]
Understanding DOT Inspection Levels: What Texas Commercial Truckers Need to Know
The Department of Transportation works hard to ensure that Texas roads and all roads across America are as safe and efficient as possible. One of the ways they do this is by requiring drivers of commercial trucks that weigh more than 10,000 pounds to follow specific safety standards. To ensure these standards are being met, truckers are put through an inspection. Unfortunately, these roadside inspections are not […]
The Impact of Nuclear Verdicts: Proactive Measures for Trucking Companies in Texas
As the transportation industry attempts to get back into the swing of things, one silent factor hurting the bottom lines of trucking companies is the rising cost of commercial truck insurance in Texas. Truck insurance premiums reached 8.7 cents per mile in 2020— driven heavily by litigation-related accident settlements, which ranged from small settlements to “nuclear verdicts,” or jury awards of more than $10 million. Texas is one […]
Trucker Appreciation Week
Dear Truckers, During this Truck Driver Appreciation Week, we want to express our profound gratitude for your extraordinary contributions to our society. Your tireless efforts and unwavering commitment keep our world in motion. You are the backbone of our economy, delivering essential goods that sustain us all. Despite challenging conditions, you navigate the roads, ensuring our communities have what they need to thrive. Your professionalism […]
The Commercial Truck Driver Shortage in Texas May be Easing: Why That’s Good for Insurance Rates
Texas has not been immune to the driver shortage being experienced throughout the country. The country was short by a record 81,000 commercial truck drivers in 2021 according to a report by the American Trucking Association. That figure has come down slightly to 78,000 drivers as of 2022. That said, there are some encouraging signs about the trajectory of how many truck drivers will soon be […]
A Guide to Commercial Truck Insurance for Owner Operators in Texas
Owner-operators need comprehensive commercial truck insurance to comply with legal requirements, protect their financial interests, cover potential liabilities, safeguard cargo, and provide personal medical coverage. It helps mitigate risks associated with the operation of rigs, which gives truckers some peace of mind. This guide offers valuable insights into the specific insurance requirements for Texas owner-operators and other important considerations. Types of Commercial Truck Insurance Coverage and Compliance […]
Optimize Your Food Truck Business with Refrigerated Trailers
Food trucks in the right places can be extremely profitable. High-traffic areas, lunch rushes, and festivals are all great opportunities to rapidly sell meals until your supplies run out and you have to go buy more. Of course, you don’t have to run out. Food trucks inherently have a limited amount of storage space for ingredients, and typically a truck will send staff to the […]