As a commercial truck driver, you are knowledgeable of the various types of trucks that are on the road. Flatbed trucks compared to other trucks are larger in size because they can be used to carry other vehicles, construction equipment, and much more. Due to the design of a flatbed truck, everything that is being transported will be more vulnerable than other types of good being transported on a daily basis.
Not only will the goods that are transported be at risk while on the road, but the actual truck can also be at risk. The flatbed trucks carrying the type of goods mentioned above will become a liability as soon as it touches the road due to the various safety risks. There are so many unknowns on the road on a daily basis that anything can produce a risk when a flatbed truck is involved.
These are the reasons why we encourage drivers to get the appropriate type of insurance for their trucks and the goods they carry. The right truck insurance for your flatbed truck will provide drivers and their trucks with the right level of protection. If an unfortunate accident takes place involving the flatbed truck, the liability insurance will provide protection for all the obligations you will be responsible for on the road.
Liability insurance can be used to cover physical damage that was caused by the flatbed truck. If an accident occurs and the flatbed truck is damaged, physical damage insurance can cover those damages. Physical damage insurance can include comprehensive coverage and collision coverage. You can use your comprehensive coverage when there needs to be any truck repairs or if there is a possibility that the truck needs to be replaced for reasons that do not include a traffic accident. On the other hand, collision coverage is used to replace or cover repairs on a truck if an accident does occur.
Previously, we mentioned protection for the goods that are being transported daily on flatbed trucks. Fortunately, cargo insurance exists for this reason. This type of insurance can ensure that the goods that a driver has been trusted with will be protected if there is an unfortunate collision or if the cargo is stolen while in transit to the destination.
We want to ensure all commercial truck drivers have the protection they need, regardless of the type of truck or cargo. If you would like an insurance quote or more information on the type of coverage we offer, please do not hesitate to reach out to us. We provide commercial truck insurance in Florida, Georgia, Texas, Tennessee, North Carolina, South Carolina, Illinois, Iowa & Nebraska.