If you are a hauler or trucker who is shopping for rig insurance in South Carolina, you are probably having a hard time finding an insurance company that will meet all of your wants and needs. You have probably found out that you have been given some very high rates from various trucking insurance companies.
These rates are likely higher than any other commercial trucking insurance. This is because logging truck insurance is a bit different from the other trucking categories. The rates are higher because logging truck insurance comes at a higher risk than the others. Therefore, it is necessary that you take your time and shop carefully to get the best rates and the best features.
Why is insurance for logging trucks seen as a higher risk than other trucking categories?
The Truck Can Fall Over
Since there is a large amount of weight on a log truck, these trucks are probably more likely to tip over than many other trucks. The chances of the truck tipping over increases if there is an uneven amount of weight on the truck. Your truck can run over something and get a flat tire, and then the next thing you know the truck is tipping. It does not take much for a truck to begin to tip, especially when there is plenty of weight on it.
Logs Carry Plenty Of Weight
Since logs weigh so much it makes any kind of collision severe and dangerous. There is a weight limit for hauling logs on a federal highway, but some states may be a bit more lenient with the limits than others.
Accidents
If your log truck hits another vehicle, there is a high chance that the person in the other vehicle will either suffer severe injuries or be killed. You will not be able to stop quickly to avoid an accident because of the extra weight. So, no matter what you try to do to avoid an accident, there is a high chance that an accident can occur.
We want to provide you with the best insurance and the best deal for your truck. Contact us for any additional information you may need.
