Whether you have been driving for a while or you want to jump right in, you may be thinking about buying your own truck and trailer. Being an owner operator or commercial truck driver in Iowa can give you a lot of freedom. You can pick and choose the jobs that you want. You can stick close to home or drive cross country if you want.
However, it isn’t always easy to be an owner-operator or commercial truck driver in Iowa. Here are some tips to get you started.
Have some money to help you get started. It is not always easy to get started. It can take a lot of money up-front. You are going to have to put out money to buy your truck and trailer. You will also need to pay for gas and meals while you are on the road.
For this reason, you should have a good idea of most of the expenses that you will have in the beginning so you won’t have to worry about where your first paycheck is coming from. By having a backup, you can take your time as you learn the ropes, without taking any job just to pay the bills!
You also need to plan ahead for emergencies. You need to have some money saved up for downtime and emergencies, so it is important to build up a decent savings.
You never know when your truck may break down and need to be fixed. Some of these fixes can take you off of the road for a few days (or even weeks), so you are going to need to be able to pay for your normal expenses, even when you aren’t able to drive.
Before you get started (and even during your driving days), you are going to need to save up some money. You are going to need some capital to help you get started so you can afford to buy a commercial truck and get on the road. However, you also want to plan for any emergencies that may keep you off of the road. Some emergencies can be quite costly (both in time and money) so you need to be able to pay your bills even during this rough time.
Don’t hesitate to contact us for all of your commercial truck insurance needs. We offer insurance for commercial trucks in Florida, Georgia, Texas, North Carolina, South Carolina, Tennessee, Illinois, Iowa, and Nebraska.