Your New Journey: Finding Commercial Truck Insurance in North Carolina.

When you decided to join the trucking industry in North Carolina and potentially start your own business, what type of reaction did you get from your friends? Did they think you were joking? After all, the trucking industry can be pretty tough. On the other hand, the trucking industry can also lead to some great opportunities.

The majority of freight is transported by a truck, so commercial drivers and owner-operators are certainly needed in the world. Whether you plan to create or startup out of the gate or if you plan to join an existing company that has 32 trucks, it is important to have a clear understanding of commercial truck insurance. You want to get the most out of commercial truck insurance policy you choose. 

Accuracy is Important

We have been in the commercial truck insurance industry long enough to have heard many good and bad stories about trucking companies. There are many trucking companies who partake in shady practices in order to get what they want, but it does not get them anywhere. When you are looking for commercial truck insurance, it is best to be completely honest upfront. 

There are many things that will need to be accurate at all times, including the following:

  • Ownership structure
  • Driver schedule
  • Goods or equipment being hauled
  • Average distance traveled
  • Revenue

Failing to share accurate information with a commercial truck insurance agent can lead to a claim being denied. If a new driver is added to the team and this information is not shared with the insurance agent, the company can suffer a major loss if the new driver is in an accident that resulted in injuries or damaged goods. 

Find the Right Drivers

We understand it can be difficult to determine who can be the best people to add to your team, but it is an important consideration that needs to be made. When you hire drivers who are skilled, trained, professional, and safety aware, you will have a better chance at business success.

The right drivers will bring a better morale to the company because they are aware of the steps they must take in order to be a success. Drivers who have an understanding of your safety culture can help with loss prevention and driver retention. You can eventually see your commercial truck insurance premiums reduced because of the drivers you have hired. 

If you decided to join the trucking industry because you wanted more opportunities or you wanted to provide for your family, you have become part of what keeps this country moving. We want to help you protect what you have worked hard for. Please do not hesitate to contact us today so we can help you find the right coverage. We provide commercial truck insurance in Florida, Georgia, Texas, North Carolina, South Carolina, Illinois, Tennessee, Iowa & Nebraska.

David Ott

David Ott