What is Included in Your Truck Liability Insurance Policy?

If you are in the trucking or Transportation industry, being adequately covered by insurance is extremely important. Truck liability insurance is an important type of insurance coverage that is required to legally operate a commercial truck. When you have a quality truck liability insurance policy, it will provide you with a number of different types of coverage.

Liability Protection

When you have a truck liability insurance policy, it will provide you with a number of different types of liability coverage. The most significant types of coverage are bodily injury liability and property damage liability. Both of these are required under any liability policy and have minimum amounts that are required in order to operate the vehicle. These types of coverage will provide you with insurance in the event you are at fault in an accident that causes harm to another vehicle, a person, or private property.

Personal Injury Protection

Another important type of coverage that is included in many truck liability insurance policies is personal injury protection. This type of insurance will provide coverage and reimbursement for medical expenses and lost wages regardless of who is found to be at fault. This is especially important in required in some states that have “no-fault” laws.

Overall, having liability protection when you are driving a commercial truck is very important and is required by the law. There are many different types of additional liability coverage that can be added as well. If you drive a commercial truck, you should contact us to better understand your insurance requirements and get into a good policy today. We provide commercial truck insurance in the states of Florida, Georgia, Texas, North Carolina, South Carolina, Tennessee, Illinois, Iowa & Nebraska.

David Ott

David Ott