Commercial truck insurance, whether you are travel through Illinois regularly or it’s just one state on your interstate route, is based on the risk factors you present. A new driver with little to no experience can face higher premiums than one who has spent ten years in the business, and a semi-truck driver with fewer claims against them gets a lower premium because they’re safer to cover. One of the best things you can do to keep your truckers insurance low is to keep your driving safe and your record accident-free. Here are a few tips to keep you safer on the road:
- Know your blind spots and do your best to minimize them. Larger trucks have more area to cover and sometimes your mirrors can’t do the job. Anytime you’re driving in a new truck or a model you’re not familiar with, map out the spots your mirrors don’t reach so you’re not surprised on the road. Also, be sure to watch out for cars in other lanes that are just in front of your cab or behind the mirrors, as well as cars right behind you. Drivers might not know that you can’t see them, no matter how many signs you post on your truck.
- Slow down your maneuvers in bad weather. If you’ve been driving for a while in a variety of weather conditions, you probably know exactly how long it takes you to slow down or merge lanes even in an ice storm. But other drivers don’t, and they might be less familiar with changes in your maneuverability and their own. Be sure to signal for longer when changing lanes, reduce your speed and stay firmly in the right lane, and look around to see if other truckers are pulling over: they might know something about the weather ahead.
Trucker drivers face more regulation and insurance concerns than regular drivers not only because they’re operating in a business capacity but because trucks are much bigger and can be much more dangerous than passenger cars. If you want to see more tips, contact J.E.B. Insurance Services, LLC here. We also provide commercial truck insurance in Florida, Georgia, Texas, North Carolina, South Carolina, Tennessee, Illinois, Iowa and Nebraska.