No Two Businesses Are The Same: Do You Have The Right Commercial or Owner Operator Truck Insurance In Florida?

When it comes to being part of the trucking community, it can be very complicated to deal with claims and other problems you may across. We want to ensure you will find the right insurance company for your needs, just in case you ever run into problems.

Are You An Entrepreneur? 


Whether you work for a company that uses a fleet of trucks or if you run your own business and you use commercial trucks, you are going to need commercial or owner operator truck insurance in Florida that fits your company’s needs and risks.

Maybe you have drivers who have to deliver products, or you may have commercial truck drivers who are certified to drive tractor trailers and make freight deliveries across the country. Your risks and the kind of coverage you will need will be different.

Variety Of Commercial Or Owner Operator Truck Insurance

Commercial truck coverage comes in different categories for the large vehicles, such as the following:

  • 18-wheelers or tractor trailers
  • Flatbed trucks
  • Tow trucks
  • Garbage trucks

All of these trucks are used for different responsibilities. The amount of time you or your drivers will spend driving these trucks will have an impact on the type of commercial or owner operator truck insurance you will need to ensure your business is protected.

How Can You Get The Quotes You Need?

There are so many factors to consider when you are trying to get your commercial trucks insured. You want to get the correct quotes, so you will need to have accurate answers of the following information:

  • How will be driving your commercial trucks?
  • Do your drivers have the required certification to drive your trucks? What kind of certification do the have?
  • Will they have to drive with heavy equipment?
  • Do you have an estimate of how many miles will be put on your commercial trucks every year?
  • Will they deliver locally or will they deliver to other states?
  • Do your drivers have good driving records?

When you have the answers to these questions and more, your insurance agent will be able to give you an accurate quote for your truck insurance in Florida.

Whatever your business’s services may be, it will not be like the next business. If you need insurance that is tailored toward your company, contact us today for additional information on the type of insurance you will need for your commercial trucks.