Keep Your Commercial Trucking Insurance Low by Avoiding the Most Common CSA Violations

In just a few months, federal inspection agencies are going to start monitoring truckers’ adherence to daily drive time limits through electronic sensors. While the enforcement and preparation for this mandate has and will continue to be a challenge, the end goal of making roads safer for both truckers and drivers in passenger vehicles is important. Not only do trucking regulations save lives, adhering to both the standards and common recommendations can help you save on commercial truck insurance. Here are some of the most common Compliance, Safety, Accountability program violations that you should check your truck for today.

  •  Violating medical insurance requirements across state lines: If you have an interstate route and medical preconditions, you’re required to carry a medical card that displays that information. Make sure you always have a copy in your wallet and a picture of it on your phone, just in case. Over 12% of all CSA violations are due to medical issues.
  • Check your tires frequently and keep them in good shape. Trucks can wear out tires more quickly than passenger vehicles due to heavy loads and constant wear, especially if some of your routes take you onto state and county highway systems. Check the treads after long drives and always double-check the pressure.
  • Make sure your lights and reflectors are firmly in place. The most common violations involve poor lighting. Lights and reflectors can get broken on the road, and even your mandated reflector tape can get ripped off or start to chip away if it’s been a while since your last inspection. Add your lights and reflectors to your quick inspection list for your daily walk around your truck, especially now that the days are getting shorter.

Safety violations put your business and your license at risk, and they also raise your trucking insurance rates. Build inspections into your habits and daily schedule so you’re the first one to find any violations, and go to J.E.B. Insurance Services, LLC, for more information on what your insurance rate should be if you’re a safe driver who follows the regulations. We provide commercial truck insurance in the following states: Florida, Georgia, Texas, North Caroline, South Carolina, Tennessee, Illinois, Iowa & Nebraska.

David Ott

David Ott