When fleet managers are tasked with the responsibility of finding the right insurance policy, the process can be a challenging one. Knowing what to look for in a policy is important and so is knowing how to determine the proper cost.
There are a number of ways to keep these costs down, however. Companies who make the following decisions are able to reduce fleet truck insurance costs significantly. These are the factors that need to be taken into consideration.
Proper Screening of New Drivers
Screening drivers before they are hired is one of the easiest ways to avoid future problems. Pulling the motor vehicle record of any driver that is being considered is key.
Establishing a company policy that does not allow drivers to be hired if they have a disconcerting past record is a great way to avoid the accidents that lead to rising costs. It is also important to remember that insurance policies will rise if there are unsafe drivers in the fold, regardless of new accidents.
Drivers need to know exactly what to do in case of an accident and there needs to be a clear and precise procedure for reporting them. Otherwise, mistakes can happen. Making sure that the guidelines are easy to follow allows a company to keep mistakes from being made.
A driver is not always going to be thinking clearly after an accident takes place and safeguards need to be put in place to prevent further issues. Accidents should be avoided at all costs but when they do take place, drivers need access to the information that keeps them from making mistakes that will cause insurance rates to rise.
Any additional questions when it comes to fleet truck insurance costs? Be sure to contact J.E.B. Insurance Services, LLC as soon as possible. We provide commercial truck insurance in the states of Florida, Georgia, Texas, North Carolina, South Carolina, Tennessee, Illinois, Iowa, and Nebraska.