Commercial or Owner Operator Truck Insurance Tennessee: Four Tips to Help Log Haulers Cut Costs

A log hauler face a unique set of challenges when it comes to trucking operations.

First and foremost, their trucks are not only larger, they also require a more specialized design, due to their cargo. If a log hauler gets into an accident, the results are often disastrous, due to the specialized equipment required for cleanup. When you add federal and state regulations to the mix, log hauling becomes even more of a challenge.

The Occupational Safety and Health Administration (OSHA) lists log hauling as one of the most hazardous industries in the country, primarily due to the risks involved in loading, cargo securing and unloading. As such, finding reasonable insurance rates is a challenge, but there are ways to keep costs down.

First and foremost, clear areas in which loading and unloading are taking place of all but essential personnel. The owner/operator of the rig also needs special protection in case an accident occurs.

Second, owner/operators should know of all applicable federal and state regulations. In this way, they can avoid fines for noncompliance.

Third, owner/operators need to stress safety by taking appropriate care of their vehicles. They should ensure that brakes are always in good working order. They should also regularly check and replace tires when necessary.

Fourth, and finally, proper maintenance of rigs can keep costs down. In log hauling especially, where rigs make long trips and may spend more time in low gear, frequent oil changes can keep the engine running longer. Owner/operators should have their tractors’ oil changed at least every 3000 miles.

Log hauling is an expensive operation, but observing safety and maintenance guidelines can definitely cut costs.

We can provide you with the best commercial or owner operator truck insurance in Tennessee, regardless of which type of rig you own.

For more information on the right rig insurance for your commercial trucks, contact us.