Semi Truck Insurance

Are Bigger Trucks Bad for Business?

Semi-trucks are becoming bigger and bigger when they can. Profit margins are thin, which means being able to carry more on each route makes a lot of business sense. But not everyone likes having oversized trucks in their region, and big trucks have their own safety considerations. If you’re weighing the pros and cons of adding a truck for larger loads, it’s not necessarily a bad […]

Operation Safe Driver Week Is Just Around the Corner: July 15-21, 2018

Dangerous driving is the root cause for most of the dangers out on the roads. Even with poor visibility, aging infrastructure, and unclear GPS routes, the number one cause of vehicle crashes is driver behavior. According to the Federal Motor Carrier Safety Administration’s “Large Truck Crash Causation Study,” the FMCSA found that 88% of truck crashes and 93% of passenger car crashes are due to […]

How is Health Impacting Your Company’s Driving Records and Insurance?

OSHA ranks semi-truck driving as one of the worst jobs for drivers’ health. The combination of long hours of sedentary driving, stress, and sudden activity with heavy loads is dangerous. But as OSHA, FMCSA, and health professionals examine semi-truck driving in greater detail, there are even more underlying health risks. What are some of the top health risks impacting your drivers? Your drivers’ health doesn’t […]

How Does Your Trucking Company Measure Up in These Three Factors?

Insurance companies look at a lot of different elements of your business in order to finalize the offered premiums. Many of them, such as your company’s history, the types of trucks you drive, and the types of materials you tend to transport, are expected. But there are a few surprising factors that could be impacting the monthly price tag, such as: How well did your drivers […]

Four Motorist Hazards to Watch for This Winter

Motorists typically dread winter driving for good reason. The traction and visibility are poor during snow storms, and black ice can take you by complete surprise. For the commercial or owner operator truck driver, winter driving is even worse. Handling a semi-truck is far more difficult in winter conditions than the average car. On top of this, the actions of some motorists increase the hazards […]

What to Keep in Mind as You’re Reviewing or Changing Your Semi Truck Insurance

The trucking business is constantly changing. The cargo and routes you transport one year might be completely different the next, and your semi truck insurance should change alongside your business. By reviewing your policy every year, or whenever you note a major shift in the size, sector, or common regions of your business, you can make sure you’re getting the coverage you need. Here’s a […]

How Conducting Your Own Level I Inspection Can Reduce Your Semi Truck Insurance Premiums

Pre-inspections are a critical step in the routine of any truck driver. Not only do they help you catch any problems in the cargo or any insecure parts, they help you keep your vehicle compliant after hard days on the road. Keeping your commercial truck compliant with CSVA standards is one of the best ways to keep your semi truck insurance premiums low: not only […]

Illinois Commercial Drivers Are Facing More Stops Along I-57

Trucking insurance is dependent on a number of factors, such as experience, driving history, your inspection and compliance histories, and the routes you take. While remaining compliant with federal and state regulations is crucial along every step of your route, it’s being even more closely monitored on Interstate 57 in Illinois. Because of increasingly dangerous driving conditions along the interstate, the state’s District 13 has […]

Two Ways to Keep Fleet Truck Insurance Low as Your Company Grows

Scaling up the size of your fleet is always a risky proposition, especially with recent concerns about the future of the industry. However, with the right planning and a strong plan, adding semi-trucks to your company shouldn’t be a hazard to your company’s core; instead, it should help grow your company by reducing per unit expenses and making individual liabilities a smaller proportion of your expenses. […]

Fidget to Fix Your Back: How Small Seating Adjustments Can Help Your Health

According to the Occupational Health and Safety Administration (OSHA), commercial truck drivers are more likely to have an injury that prevents them from working than people in any other profession. This is especially true in colder states like Iowa, where icy cabins and poor circulation can lead to health risks. While you can’t move around frequently or get a standing desk as the common alternative […]

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