Physical Damage Insurance

Rig Insurance Companies Give Tips for Avoiding Cold and Flu Season

Traveling can expose you to many viruses for which you may or may not have immunity. While on the road, poor eating habits and sleep hygiene can leave you susceptible to multiple illnesses. That doesn’t mean you must succumb to flu season, so long as you follow these tips to stay healthy. Practice Good Health Habits Your ability to ward off colds will largely depend on […]

What Is Physical Damage Insurance And Why Is It Necessary?

Physical damage insurance is one of the more crucial aspects of rig insurance. Commercial truck drivers will need to make sure that they are fully covered. This is the best way to make sure that an investment remains protected at all times. This insurance is required for any driver who has decided to finance their own equipment. Even the most experienced truckers know that they […]

Operation Safe Driver Week Is Just Around the Corner: July 15-21, 2018

Dangerous driving is the root cause for most of the dangers out on the roads. Even with poor visibility, aging infrastructure, and unclear GPS routes, the number one cause of vehicle crashes is driver behavior. According to the Federal Motor Carrier Safety Administration’s “Large Truck Crash Causation Study,” the FMCSA found that 88% of truck crashes and 93% of passenger car crashes are due to […]

How Altitude Can Impact Your Insurance

Safe driving is mandatory for low premiums. Every insurance company takes into consideration the various risks associated with insuring you and your drivers against both physical damage and liability claims. But safe driving isn’t just about maintaining situational awareness, knowing trucking regulations, and fighting off driving fatigue. It’s also about keeping your truck’s conditions consistent to ensure good drivability. What does altitude have to do […]

How the ELD Mandate Might Impact Your Insurance

ELDs and their associated legislation were designed to make truckers and general drivers safer. But that might not be the case for the first few months of adjustment. Here are two areas of coverage you should consider adding or adding to on your insurance policy. What coverage should you consider increasing during the first few months of ELDs? Make sure your cargo coverage is up-to-date […]

Do You Need More than Physical Damage Insurance?

Trucks and trailers usually have required levels of insurance, especially if your work for a major carrier or you’re currently leasing your truck. But, many times, insuring your truck and trailer isn’t enough. If you’re responsible for loading and unloading, or you often carry specialty goods, your business relies a lot more than just your transportation tools. How should you look at your physical damage […]

Illinois Commercial Drivers Are Facing More Stops Along I-57

Trucking insurance is dependent on a number of factors, such as experience, driving history, your inspection and compliance histories, and the routes you take. While remaining compliant with federal and state regulations is crucial along every step of your route, it’s being even more closely monitored on Interstate 57 in Illinois. Because of increasingly dangerous driving conditions along the interstate, the state’s District 13 has […]

Lower Your Trucking Insurance with Windstorm Safety in Illinois

Illinois is one of the top five states when it comes to wind and hail damage because of its forceful wind storms and wild weather. Wind, in particular, can pose a large amount of danger to truck drivers making their way through the state. Here are a few steps to keep your truck and trailer safe during windy routes and keep your insurance premiums low: […]

Three Reasons to Take a Look at Your Insurance Policy Before Winter

Liability insurance is one of the most important protections you can have for your trucking business: it protects your customers’ cargo in the event of an accident, it helps keep your business afloat in the event of a collision with a third party, and it can even make new contracts available to your company if you have the right insurance limits. But physical damage insurance […]

What Does Physical Damage Insurance Include?

Even though insurance is usually broken down into different types such as ‘home insurance,’ ‘car insurance,’ or even ‘health insurance,’ each plan really incorporates multiple different areas of coverage, especially when it comes to business. While this can help you have an insurance plan that is specifically tailored to your trucking business and takes into account your insurance needs, it also means it can be […]

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