Bobtail Insurance

When Do You Need More Bobtail Insurance?

Not every truck needs every type of insurance coverage all year-round. Liability and physical damage coverage are constants, but you might increase or add on more specific areas of coverage for different jobs. The same is true for bobtail insurance, which is liability coverage for your truck after you have dropped off your cargo trailer and are on the way home or to the next load. […]

Owner-Operators: Protect Yourself and Your Livelihood With Bobtail Insurance

Truckers who are independent contractors or owner-operators must take particular care to ensure that they are sufficiently insured when not on dispatch. Bobtail insurance is an important form of liability insurance for truckers who are owner-operators. Understanding What Bobtail Insurance Covers Bobtail insurance covers you for any losses arising from accidents that occur when you are driving your rig without a trailer.  Typically, bobtail insurance will […]

Fleet Truck Insurance: Why The Lowest Price Isn’t Always the Best

If you own a fleet of trucks, you are going to have plenty of expenses. First, you actually have to buy the vehicles. Then, you have to worry about fuel and maintenance, which can be quite costly. However, you can’t forget about the insurance. This can be the biggest expense that you may have with your fleet. That being said, many people shop around until […]

Why You May Need Bobtail Insurance for Your Truck

According to the American Trucking Associations, 33.8 million trucks are registered and used for business purposes, not including government and farm trucks. If you drive an 18-wheeler for a living and sometimes drive without your trailer, you should consider bobtail insurance. Independent Operators If you work for yourself and take contract jobs to transport goods, check with the company to see if they will provide […]

Operation Safe Driver Week Is Just Around the Corner: July 15-21, 2018

Dangerous driving is the root cause for most of the dangers out on the roads. Even with poor visibility, aging infrastructure, and unclear GPS routes, the number one cause of vehicle crashes is driver behavior. According to the Federal Motor Carrier Safety Administration’s “Large Truck Crash Causation Study,” the FMCSA found that 88% of truck crashes and 93% of passenger car crashes are due to […]

Will You Have Enough Bobtail Insurance Coverage This Winter?

Winter is a tough time for the commercial or owner operator truck driver. Because semi-trucks were designed for hauling cargo, their handling, especially in the winter, isn’t very good as compared to a car. The only thing more difficult to drive in the winter than a tractor-trailer rig, is driving the tractor without a trailer, or bobtailing. The reason comes down to the fact that the […]

Do You Have Insurance For Your Drive Home? If You’re Not Sure, Check Your Bobtail Liability Policy

Insurance coverage gets complicated in the trucking world. Different business relationships in different contexts mean the carrier you contract with is liable for damages at certain parts of the route, while you might be responsible for other parts of the journey. This is especially true for owner-operators once the job is complete, and this is when bobtail insurance steps in. What is bobtail liability insurance, and […]

Five More Months Until Proposed Deadline of Mandated Login for All Drivers

The Federal Motor Carrier Safety Administration released a federal mandate requiring all truck drivers to electronically document driving hours, but so far the administration has not released a plan on that requirement will be monitored. There are fewer than five months until the deadline for all truckers to switch from paper to electronics, and the mandate is supposed to go into effect and be enforced […]

Owner Operators: Why You Need Non-Trucking Liability Insurance

When owner operator truck drivers work for motor carriers as independent contractors, the carrier provides the liability and cargo insurance coverage. However, once you have completed your service to the carrier, you are no longer operating under their direction or getting paid for your services. In other words, you are no longer under dispatch. This often happens after dropping off a loaded trailer and you are […]

Three Tornado Myths Best Ignored by Owners or Commercial Truckers

Most tornado’s strike from March through June and occur in the late afternoon. However, they’ve been known to occur during every month of the year and during any hour of the day, including night. This means the commercial or owner operator truck driver shouldn’t let his guard down in the mornings, evenings, or later in the summer. If a big thunderstorm can hit, so can […]

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