Safe driving is mandatory for low premiums. Every insurance company takes into consideration the various risks associated with insuring you and your drivers against both physical damage and liability claims. But safe driving isn’t just about maintaining situational awareness, knowing trucking regulations, and fighting off driving fatigue. It’s also about keeping your truck’s conditions consistent to ensure good drivability. What does altitude have to do […]
Physical Damage Insurance
How the ELD Mandate Might Impact Your Insurance
ELDs and their associated legislation were designed to make truckers and general drivers safer. But that might not be the case for the first few months of adjustment. Here are two areas of coverage you should consider adding or adding to on your insurance policy. What coverage should you consider increasing during the first few months of ELDs? Make sure your cargo coverage is up-to-date […]
Do You Need More than Physical Damage Insurance?
Trucks and trailers usually have required levels of insurance, especially if your work for a major carrier or you’re currently leasing your truck. But, many times, insuring your truck and trailer isn’t enough. If you’re responsible for loading and unloading, or you often carry specialty goods, your business relies a lot more than just your transportation tools. How should you look at your physical damage […]
Illinois Commercial Drivers Are Facing More Stops Along I-57
Trucking insurance is dependent on a number of factors, such as experience, driving history, your inspection and compliance histories, and the routes you take. While remaining compliant with federal and state regulations is crucial along every step of your route, it’s being even more closely monitored on Interstate 57 in Illinois. Because of increasingly dangerous driving conditions along the interstate, the state’s District 13 has […]
Lower Your Trucking Insurance with Windstorm Safety in Illinois
Illinois is one of the top five states when it comes to wind and hail damage because of its forceful wind storms and wild weather. Wind, in particular, can pose a large amount of danger to truck drivers making their way through the state. Here are a few steps to keep your truck and trailer safe during windy routes and keep your insurance premiums low: […]
Three Reasons to Take a Look at Your Insurance Policy Before Winter
Liability insurance is one of the most important protections you can have for your trucking business: it protects your customers’ cargo in the event of an accident, it helps keep your business afloat in the event of a collision with a third party, and it can even make new contracts available to your company if you have the right insurance limits. But physical damage insurance […]
What Does Physical Damage Insurance Include?
Even though insurance is usually broken down into different types such as ‘home insurance,’ ‘car insurance,’ or even ‘health insurance,’ each plan really incorporates multiple different areas of coverage, especially when it comes to business. While this can help you have an insurance plan that is specifically tailored to your trucking business and takes into account your insurance needs, it also means it can be […]
Treat Every Day Like Brake Safety Day to Keep Your Insurance Rates Low
Safety violations can have long-term ramifications on both your CDL and your trucking insurance. Pre-inspections before each trip can help you catch lost reflector tape, broken lights, and worn tires before inspectors do. It can also help you monitor changes in your braking systems, which is the key area of focus for the Commercial Vehicle Safety Alliance’s Operation Airbrake Program. On September 7, 2017, the […]
How the South Carolina Trucker Shortage Can Help Your Insurance Coverage
South Carolina has been facing a trucker shortage for the past five years, and even across the nation the trucking industry was approximately fifty thousand drivers short. This means states like South Carolina and Ohio are offering more and more incentives for new drivers, such as tuition reimbursement for CDL courses, trucking routes that let drivers return home each day, and financial incentives for entry-level […]
Five More Months Until Proposed Deadline of Mandated Login for All Drivers
The Federal Motor Carrier Safety Administration released a federal mandate requiring all truck drivers to electronically document driving hours, but so far the administration has not released a plan on that requirement will be monitored. There are fewer than five months until the deadline for all truckers to switch from paper to electronics, and the mandate is supposed to go into effect and be enforced […]