For many owner-operators, the line between business and personal use of their truck isn’t always clear. But when that big rig isn’t under dispatch—say, you’re driving it home, running errands, or heading to maintenance—your regular trucking liability coverage might not protect you. That’s where Non-Trucking Liability insurance comes in. It’s a critical safeguard that ensures you stay protected even when you’re off the clock. Understanding Non-Trucking Liability […]
Non Trucking Liability
Non-Trucking Liability Insurance for Owner-Operators
Non-trucking liability insurance can help protect leased owner-operators when they use a truck for personal, non-business purposes. This coverage is often discussed with bobtail insurance, but the two are not always the same. When you work under a motor carrier’s authority, the carrier may provide liability coverage while you are operating under dispatch. However, that coverage may not apply when you are no longer working […]