The economy of the state of South Carolina depends on its owner operator truck drivers to deliver the supplies, goods, fuel, and food that its population requires. These drivers are entrepreneurs running their own businesses. While there’s great satisfaction to be had, the owner operator faces many sacrifices and challenges. They work long hours and often spend days or weeks away from their families. In […]
Insurance by State
Protect Your New Trucking Business With Owner Operator Truck Insurance In Georgia
Many of the new owner operator and trucking companies only have one driver, and that driver will only have one truck. With a trucking company that has only one driver, it is critical to make sure you will be covered if there are any accidents or disasters on your truck or trailer. In the unfortunate event that you have an accident or your truck has […]
If You Plan To Drive Your Commercial Truck, You Will Need Truck Insurance In North Carolina
There are various types of commercial trucks, including the following: Tractor trailers Straight trucks Dump trucks Tow trucks When you have commercial truck insurance in North Carolina, it will cover all of these. It does not matter if you are owner operator with one truck or if you are a company with a fleet of trucks that need to be insured, you can purchase this type […]
South Carolina Commercial Truck Insurance Agency Warns of Deer Collisions
With the start of fall, both commercial and owner operator truck drivers must watch out for yet one more road hazard: deer. Fall is the start of their mating season which means they’ll be especially active. While you may see them on the road at any time of the day, their road crossings mostly occur during the morning and evening hours. Other animals to watch […]
Four Success Tips for the Owner Operator in South Carolina
Being a successful owner operator in South Carolina is a tremendous accomplishment. You’re independent and call the shots. Because you’re a businessman rather than an employee, your income comes from profits instead of paychecks. There is an important psychological difference between the two because you created the income from your own choices and decisions. However, being a successful owner operator isn’t easy. If it were, […]
Can Telematics Reduce Your Rig Insurance in South Carolina?
Telematics allows a trucking business to remotely monitor the locations and behavior of their fleet of trucks. Each truck has an installed wireless device that communicates information such as location, speed, acceleration, deceleration, motor rpm, time of day, and other data back to a trucking fleet manager. Because of the many things that can be monitored, telematics is immensely valuable to the companies that use […]
What You Should Know About Commercial Truck Insurance in North Carolina
So you need commercial truck insurance but aren’t sure where to start? Let us help. There are several components to picking the right commercial truck insurance, and it’s important to make sure you have all the information you need so that you are properly covered. Commercial truck insurance can be broken down into different types of coverage, including primary truck liability; truck physical damage coverage; cargo insurance; […]
Cargo Theft Impacts Rig Insurance in Florida
Florida ranks second only to California as a target for cargo theft, raking in millions of tax-free dollars for criminals and costing the public even more in terms of elevated prices. With the Port of Miami within easy reach, it quickly turns into an international crime as well, exchanging stolen goods not just for money, but sometimes for guns, a new twist on an old […]
Owner Operator Insurance in South Carolina: About Primary Liability Insurance
If you plan to be an owner operator truck driver in South Carolina, your most basic insurance necessity will be primary liability insurance. Without it, you cannot drive your truck because federal and state law requires it. This insurance covers you in accidents for which you are at fault. It covers both property damage and personal injury to the other party. It does not cover […]
Get The Right Commercial or Owner Operator Truck Insurance For Your South Carolina Business
If you use a commercial or owner operator truck to run your own business in South Carolina, you are going to need commercial or owner operator truck insurance to not only protect your truck and yourself, but to protect your business as well. Since your truck is a huge part of your business, we want to give you some questions to ask an insurance agent before you […]