Insurance companies look at a lot of different elements of your business in order to finalize the offered premiums. Many of them, such as your company’s history, the types of trucks you drive, and the types of materials you tend to transport, are expected. But there are a few surprising factors that could be impacting the monthly price tag, such as: How well did your drivers […]
Commercial Truck Insurance North Carolina
Make Sure Driver Fatigue Isn’t Impacting Your Drivers or Your Semi-Truck Insurance
All insurance is based on risk, and when it comes to semi-driving, one of the biggest risks is driver fatigue. If you manage or plan the routes for several drivers that take them across the country, there are several things you can do to reduce the risk of driver’s fatigue, highway hypnosis, and the resulting losses in response time and vehicle control. Here are some […]
Don’t Let the End of the Ninety Day Extension Catch You Off-Guard
If there was one consistent element across 2017’s semi-trucking news (aside from Tesla’s trucks), it was the new regulations concerning ELDs, or electronic logging devices, that semi-trucks were mandated to have. These devices would monitor drive times to ensure better compliance with maximum drive times and schedules in a way that paper logs couldn’t fully capture. The rule mandated that trucks have them in place […]
Bad Sleeping Habits Can Cause Accidents and Increase Your Rig Insurance
Getting better at anything requires lots of practice. If you’re averaging 2500 miles per week like many long haul commercial truckers, you certainly aren’t lacking in the practice department. However, practice is only part of the equation for improving your professional skills. The other part is consistently getting quality sleep every night. Without it, the work you do only wears you down and may cause […]
Three Ways to Reduce Your Tow Truck Insurance Policy Rates
Towing stranded cars off busy highways with speeding cars just feet away is a risky business. Expensive property such as the towing vehicle and its equipment as well as the car being towed are at risk. This is just one of several reasons why tow truck insurance can be expensive. These risks are why some insurance companies are getting out of the towing industry altogether. […]
What To Do During the First Few Months of ELD Enforcement
The electronic logging device mandate has been fully in effect for over 30 days, and now that it’s past the Christmas holiday, more and more attention will be focused on the resulting inspections and difficulties. One of the best ways to avoid headaches that come with the transition is to maintain paper records alongside the ELD records for a short period of time. Why should […]
Avoid a Rig Insurance Claim by Recognizing Distracted Drivers
Tech gadgets make life more convenient and are indispensable for many. People often walk in stores and on sidewalks immersed in their mobile devices while only minimally engaged with their environment. This is usually harmless, though some have suffered minor injuries after walking into objects such as lamp-posts. However, when people continue this behavior while driving, they endanger themselves and others on the road. According to the […]
Tap Into Crowdsourcing to Make Your Transportation Fleet’s Routes Safer
Popular trucking routes change all the time, and sometimes it’s difficult to understand why. It could be that increased pull-over inspections in Indiana are making truckers choose another interstate to avoid the slow-down, or different weight maximums are opening up previously barred highway systems to heavy trucks. While keeping up to date on regulatory trends is also part of managing a transportation fleet, knowing the underlying […]
How Conducting Your Own Level I Inspection Can Reduce Your Semi Truck Insurance Premiums
Pre-inspections are a critical step in the routine of any truck driver. Not only do they help you catch any problems in the cargo or any insecure parts, they help you keep your vehicle compliant after hard days on the road. Keeping your commercial truck compliant with CSVA standards is one of the best ways to keep your semi truck insurance premiums low: not only […]
Three Reasons to Take a Look at Your Insurance Policy Before Winter
Liability insurance is one of the most important protections you can have for your trucking business: it protects your customers’ cargo in the event of an accident, it helps keep your business afloat in the event of a collision with a third party, and it can even make new contracts available to your company if you have the right insurance limits. But physical damage insurance […]