Truck driving has seen a rapid spike in driver fatalities over the past few years, and the both the Bureau of Labor Statistics and the Occupational Safety and Health Administration regularly use truck driving as an example as one of the United States’ deadliest jobs for a variety of reasons. What are the reasons for the high crash-related fatalities? Experts aren’t sure whether they’re due […]
Commercial Truck Insurance Illinois
National Attention Is Back on Underride Guards
The issue of underride guards has been a longstanding one, and the Stop Underrides Act of 2017 is one of the most recent attempts to solve the driving hazard. The act would not only increase the rigor the standards that rear underride guards must meet. It would also require front and side underride guards. But the act hasn’t passed yet. It was introduced in December […]
Don’t Be Distracted, and Why It’s More Vital Than Ever
The tide is turning against smartphones, and that means a lot of changes are underway for both commercial and passenger drivers. Distracted driving kills thousands of people in the United States alone each year, and so far campaigns haven’t made much traction in getting drivers off of their phones. That’s why people are turning to legislation and devices that limit phone usage on the road. […]
How is Health Impacting Your Company’s Driving Records and Insurance?
OSHA ranks semi-truck driving as one of the worst jobs for drivers’ health. The combination of long hours of sedentary driving, stress, and sudden activity with heavy loads is dangerous. But as OSHA, FMCSA, and health professionals examine semi-truck driving in greater detail, there are even more underlying health risks. What are some of the top health risks impacting your drivers? Your drivers’ health doesn’t […]
How Does Your Trucking Company Measure Up in These Three Factors?
Insurance companies look at a lot of different elements of your business in order to finalize the offered premiums. Many of them, such as your company’s history, the types of trucks you drive, and the types of materials you tend to transport, are expected. But there are a few surprising factors that could be impacting the monthly price tag, such as: How well did your drivers […]
Make Sure Driver Fatigue Isn’t Impacting Your Drivers or Your Semi-Truck Insurance
All insurance is based on risk, and when it comes to semi-driving, one of the biggest risks is driver fatigue. If you manage or plan the routes for several drivers that take them across the country, there are several things you can do to reduce the risk of driver’s fatigue, highway hypnosis, and the resulting losses in response time and vehicle control. Here are some […]
Don’t Let the End of the Ninety Day Extension Catch You Off-Guard
If there was one consistent element across 2017’s semi-trucking news (aside from Tesla’s trucks), it was the new regulations concerning ELDs, or electronic logging devices, that semi-trucks were mandated to have. These devices would monitor drive times to ensure better compliance with maximum drive times and schedules in a way that paper logs couldn’t fully capture. The rule mandated that trucks have them in place […]
Four Motorist Hazards to Watch for This Winter
Motorists typically dread winter driving for good reason. The traction and visibility are poor during snow storms, and black ice can take you by complete surprise. For the commercial or owner operator truck driver, winter driving is even worse. Handling a semi-truck is far more difficult in winter conditions than the average car. On top of this, the actions of some motorists increase the hazards […]
Bad Sleeping Habits Can Cause Accidents and Increase Your Rig Insurance
Getting better at anything requires lots of practice. If you’re averaging 2500 miles per week like many long haul commercial truckers, you certainly aren’t lacking in the practice department. However, practice is only part of the equation for improving your professional skills. The other part is consistently getting quality sleep every night. Without it, the work you do only wears you down and may cause […]
Three Ways to Reduce Your Tow Truck Insurance Policy Rates
Towing stranded cars off busy highways with speeding cars just feet away is a risky business. Expensive property such as the towing vehicle and its equipment as well as the car being towed are at risk. This is just one of several reasons why tow truck insurance can be expensive. These risks are why some insurance companies are getting out of the towing industry altogether. […]