Commercial Truck Insurance Iowa

How Daylight Savings Time Affects Commercial Truck Drivers

Daylight Saving Time is the practice of advancing clocks by one hour during the spring and setting them back one hour during the fall to extend the amount of daylight in the evenings. While Daylight Saving Time can provide some benefits, it can also disrupt sleep patterns which lead to many people struggling to adjust to the change. Daylight Saving Time (DST) can also have […]

Safety Tips to Reduce Fleet Trucking Insurance Expenses

5 Ways to Improve Fleet Safety and Reduce Trucking Insurance Costs Every fleet manager knows that safety is about more than just good road etiquette. Safe driving reduces incidents of damage, legal complications. driver injuries, and can even reduce the cost of your commercial truck insurance. This means that every safety initiative serves a dual purpose to both secure your fleet and improve your budget. […]

How to Create a Fleet Asset Theft Plan

In the US, a vehicle is stolen every 41 seconds. Stealing parts and supplies from unattended vehicles is even more common. This means that theft is something fleet managers should plan for, now matter how good your lot security or how tight your system. When a vehicle, its parts, or its contents are stolen, this can become a major setback to your fleet both in planning your service […]

Texas Trucking Insurance Compliance: Rules and Filings

Filing the proper documents for commercial truck insurance is a significant responsibility for any trucking company. These filings provide legal proof to regulators that your trucking business carries liability coverage at the state-mandated minimums. This protects the public by guaranteeing your company can cover damages if your commercial trucks are involved in an at-fault accident. Trucks are so large and heavy compared to passenger vehicles, so they […]

New Focus on Underride Wrecks Could Affect Commercial Truck Insurance

Underride wrecks occur when a passenger vehicle crashes into the rear or side of a commercial truck and slides under it due to speed and velocity. As a CDL driver, you’re already aware of these dangerous accidents. Your truck is equipped with a rear underrun protection system, commonly known as a Mansfield bar after the death of Jayne Mansfield.  Recent research suggests these accidents may be more […]

The Effect of Load Types on Insurance Costs for Commercial Truckers

The types of loads that commercial truckers haul can have a significant impact on insurance costs. Insurance companies take into account the risks associated with different kinds of cargo when determining premiums. From general freight to hazardous materials, each load type comes with its own set of risks and insurance considerations. Truckers carrying higher-risk loads will generally pay more for insurance coverage. Whether you’re an owner-operator or […]

Dotting the I’s and Crossing the T’s: Paperwork and Supplies for Commercial Trucking Compliance

Commercial truck drivers have many responsibilities to safely and legally operate on public roads. There is extensive paperwork required along with proper equipment. On top of that, appropriate insurance coverage is crucial. Without it, trucking businesses remain exposed to major liability in the event of an accident or cargo claim. Having valid licenses, registrations, inspection reports, and operating credentials show trucking companies are running above board. […]

Optimize Your Food Truck Business with Refrigerated Trailers

Food trucks in the right places can be extremely profitable. High-traffic areas, lunch rushes, and festivals are all great opportunities to rapidly sell meals until your supplies run out and you have to go buy more. Of course, you don’t have to run out. Food trucks inherently have a limited amount of storage space for ingredients, and typically a truck will send staff to the […]

Services and Safety at Truck Stops for Commercial Truck Drivers

Truck stops are an essential part of life on the road. They’re like oases in a desert — providing sustenance and rest for those driving long distances. Whether you need to refuel your commercial truck, grab something to eat, or take a quick nap, these places have become indispensable when traveling across highways and interstates. Truck stops give you the necessary tools to keep going […]

Advances in Technology: Enhancing Safety for Commercial Truck Drivers on the Road

Commercial truck drivers are constantly on the road—facing some of the most dangerous driving conditions, from costly maintenance and repairs to accidents and driver safety hazards. Ask any other commercial truck driver who has been behind the wheel for extended periods, and they will likely have something to share about a close call — or two! Plus, each kind of cargo carries its own distinct risk exposures.  […]

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